Agility is the new scale

by Thomas Hanes on Nov 17, 2021

Business Planning, Small Business, Canadian Business, scale, TLH Benefits Advisors, Advisors, TLH Benefits, Benefits Advisors, Group Benefits Advisors, Group Benefits, Entrepreneurs
For hundreds of years, economies of scale were the dominant force in any market: the first companies to grow big grabbed the best resources at the lowest cost and ate up market share. But, unfortunately, scale also created a moat, discouraging new entrants and preserving the status quo.
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Uninsured People Who Need Prescriptions

by Thomas Hanes on Nov 17, 2021

Business Planning, Insurance, TLH Benefits Advisors, Group Benefits Advisors, Benefits Advisors, Group Benefits, Helping Employees, Life Insurance, Small Business, Entrepreneurs, Risk Management
With approximately 20 percent of New Brunswick's population having neither public nor private drug coverage, the Canadian Life and Health Insurance Association (CLHIA) strives to identify who these underinsured individuals are, as well as those who have to pay high out-of-pocket costs.
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The Office Age is coming to an end.

by Thomas Hanes on Aug 28, 2021

Entrepreneurs, TLH Benefits Advisors, TLH Benefits, Bootstrap Advisors, Startups, Startup Advisors, Group Benefits, Group Benefits Advisors, Benefits Advisors, Advisors
For the generations of knowledge workers, the office has been where all the work happens. It was logical: it's an excellent strategy to bring those people into a central location when you have work to do and need others to do that work. So towns transformed into cities, and open-plan offices became crowded with cubicles. Then the internet hit the scene, and work began to evolve.
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#5 Tips All Entrepreneurs Should Learn Before Filing Your 2020 Taxes

by Thomas Hanes on Feb 17, 2021

TLH Benefits, TLH Benefits Advisors, Group Benefits Advisors, Benefits Advisors. Advisors, Entrepreneurs, Taxes, Canada Revenue, Bootstrap Advisors, Financial Advisors, Startup Advice, Startup Advisors
An essential task for every entrepreneur is to take command of their finances & taxes, which can become a big issue when left unchecked. From racing to their accountant's office to sorting through old documents, entrepreneurs have to do it all. But, to make it simpler, here's a quick checklist that every entrepreneur should go over while filing taxes.
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Safeguarding Your Intellectual Capital

by Thomas Hanes on Jan 30, 2021

Privacy, Property, TLH Benefits Advisors, Intellectual Captial, Intellectual Property Insurance, Bootstrap Advisors, Business Planning, Small Business, Canadian Business, Canadian Insurance, Group Benefits Advisors, TLH Benefits, Advisors, Benefits Advisors
Many people, who have gained success and prosperity through their business, have done so with their intellectual capital. What exactly is intellectual capital? This is the sum of the business’s hidden assets, such as its human resources, knowledge, intellectual property, and client and stakeholder relationships, bringing extensive value to the company. In essence, it is that which gives your business its competing advantage. When the formula is lost or stolen, your business can lose most, if not all, of its value.
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How to Build Good Credit

by Thomas Hanes on Jan 30, 2021

Credit, TLH Benefits, TLH Benefits Advisors, Group Benefits Advisors, Benefits Advisors, Advisors, Bootstrap Advisors, Group Benefits, Startup Advice, Startup Advisors, Business Planning, Small Business, Canadian Business, Canadian Insurance, Canadian Credit, Credit Card, Canadian Credit Card
Credit scores are Canadians' financial identity - it is the three-digit number that informs future lenders, creditors, or employers how financially responsible an individual has been. This score will present a person's ability to rent an apartment, buy their own home or vehicle, and qualify for loans at reasonable interest rates. Despite being such a crucial part of ascertaining any Canadian's quality of life, many are oblivious of their credit scores!
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