Uninsured People Who Need Prescriptions

by Thomas Hanes on Nov 17, 2021

Business Planning, Insurance, TLH Benefits Advisors, Group Benefits Advisors, Benefits Advisors, Group Benefits, Helping Employees, Life Insurance, Small Business, Entrepreneurs, Risk Management

With approximately 20 percent of New Brunswick's population having neither public nor private drug coverage, the Canadian Life and Health Insurance Association (CLHIA) strives to identify who these underinsured individuals are, as well as those who have to pay high out-of-pocket costs.


Comments during the New Brunswick consultation and from the "Striving for Dependable Public Health Care 2021" state that they are implementing actions to deliver sustainable public drug plans and provide savings coverage to the uninsured underinsured.


The insurance industry holds that the federal, provincial, and territorial governments and private insurers should work together to develop a standardized list, also known as a formulary,  of available medications which all Canadians will have access to regardless of their living location or their workplace benefits status.


It states that private insurers will want to work with governments to guarantee access across Canada. Not only to a standard list of medications but also to high-cost medications used to treat chronic or rare illnesses.


It recommends that all Canadians have coverage through a plan offered either by an employer, union, or other professional organization or by the government. That way, Canadians can address, access, and ensure that their current plans do not see their coverage reduced while using public funds.




At TLH Benefits Advisors, we continue to guarantee ease of doing business with the same excellence and service levels. All applications and no-obligation quotes can be completed over the phone from the comfort and convenience of your own home. We are open and can be reached should you have any questions.


We thank you for placing your trust in TLH Benefits Advisors. We are continuously working to meet your coverage needs.


This Covid-19 Communication is not intended to be a part of any existing or future acquired insurance policy; it has been provided for information purposes only.